â ī¸ Not financial advice. This is satire. Your retirement is still a joke though.
Š 2026 401jK | Breaking the retirement illusion, one meme at a time
401jK is a Solana-based memecoin that satirizes traditional retirement plans. The message is simple: "Retirement is a joke... and you're the punchline."
đ The Narrative:
For decades, workers were promised security through 401(k)s and pensions. Work 40 years, save diligently, retire comfortably. But rising fees, delayed retirement ages, inflation, and corporate pension failures have exposed the system's cracks.
The same institutions managing retirement accounts are often the ones rigging markets through insider trading, political connections, and corrupt practices - profiting off retail investors while claiming to protect their clients' futures.
401jK has emerged as both a social commentary and an alternative to traditional finance (TradFi) - pointing out the absurdities while building something different. The project channels frustration with TradFi into meme culture, creating a community united by the belief that the old playbook doesn't work anymore.
It's financial rebellion packaged with humor, laser-focused on the idea that real change comes from collective action, not corporate promises.
đ Community & Infrastructure:
401jK has grown organically through Reddit (r/401jk placing within the top 50 crypto subreddits), Telegram, Discord, and X - as well as other platforms (see "Social Media" tab for more).
A growing number of holders report 401jK as their first crypto purchase ever - not Bitcoin, not Ethereum, but a meme that resonated with their own retirement anxieties.
The project includes educational initiatives like 401jK Academy, focused on crypto safety and identifying scams, alongside ongoing exchange listings and infrastructure development. For more information about the project's long-term plans and initiatives, visit our website (through the home page of this site) and look for the Road Map.
đĻ Available on:
Coinbase, Phantom, Solflare, XT Trading and more
đ Staking: Available through Hello Moon partnership
đ Contract Address:
Cz7LGKdZPpAxonXx23ZYPW3RtDQvjcf17ZDCZEzFpump
This is not financial advice. Always do your own research.
đ Protect Your Seed Phrase
Your seed phrase = your money. Write it down on paper and store it somewhere safe.
âĸ NEVER share it with ANYONE (not even "support")
âĸ NEVER type it into websites or DMs
âĸ NEVER take screenshots or save digitally
â ī¸ If someone asks for your seed phrase, it's a SCAM. You WILL be drained.
â Verify the Real Token
Always check the Contract Address (CA):
Cz7LGKdZPpAxonXx23ZYPW3RtDQvjcf17ZDCZEzFpump
Scammers create fake tokens. Copy/paste this EXACT address. Never search by name only.
The buttons in the "Where to Buy" menu will take you to the verified 401jK listing on each website. It still isn't a bad idea to check that CA against the one listed above.
đŠ Common Red Flags:
âĸ Urgency tactics â ("You were just hacked, send us your seed phrase to secure your account" or "we have an offer that is expiring soon!")
âĸ Scammers posing as team leads on Telegram & Discord â No member of the team will ever DM first. Always double check the spelling of the username.
âĸ Airdropped copies of legitimate tokens appearing in your wallet â If you see random tokens appear in your wallet, DO NOT INTERACT (DO NOT BUY/SELL). This could drain you. Follow steps to block/hide the token using your wallet provider's instructions.
âĸ Offers that sound too good to be true â The old saying still rings true.
Questions? Ask the community on Telegram, Discord or r/401jK!
This is not financial advice. Always do your own research.
Step-by-Step Guide:
1. Get a Wallet
Download Coinbase or Phantom wallet (recommended for beginners) or any Solana-compatible wallet.
2. Buy SOL
Purchase Solana (ticker $SOL).
3. Connect & Swap
Choose an exchange listed on the menu, connect your wallet, and swap SOL for 401jK. ALWAYS VERIFY TO MAKE SURE YOU HAVE THE CORRECT CONTRACT ADDRESS (See previous slide for details).
4. You're Done! đ
Your 401jK will appear in your wallet within seconds. Welcome to the revolution!
DEX (Decentralized Exchanges)
Peer-to-peer trading directly from your wallet. No middleman holds your funds.
Examples: Phantom, Jupiter, Solflare
Funding Options:
âĸ Credit/debit card (Moonpay, Ramp)
âĸ Peer-to-peer transfers
âĸ Venmo â Buy SOL â Send to your DEX wallet
Verification: Varies by on-ramp provider. Some require minimal info, others more extensive. Always follow local laws.
đ Key Point: You control your funds, but you're responsible for security.
CEX (Centralized Exchanges)
Traditional platforms that hold your funds. The exchange acts as custodian.
Examples: Coinbase, XT Trading, AscendEX
Funding Options:
âĸ Bank transfer
âĸ Credit/debit card
âĸ Wire transfer
Verification Required:
âĸ Government ID
âĸ SSN or Taxpayer ID number
âĸ Proof of address
đĻ Key Point: The exchange controls your funds until you withdraw to your own wallet.
âī¸ The Difference:
âĸ DEX: You hold the keys, full control, full responsibility
âĸ CEX: Exchange holds the keys, easier interface, requires trust in platform
Note: Funds purchased on CEX can be withdrawn to your personal wallet at any time.
This is not financial advice. Always do your own research.
đĨ Hot Wallets (Internet-Connected)
Software wallets like Phantom, Solflare, and MetaMask that stay online for easy access.
Advantages:
âĸ Quick setup (5 minutes)
âĸ Easy trading on DEX/CEX
âĸ Mobile and desktop access
âĸ Ideal for active trading
Vulnerabilities:
âĸ Always online = greater risk exposure
âĸ Susceptible to phishing sites
âĸ Malware can compromise your device
âĸ One wrong click can result in loss
Use For: Amounts you're actively trading and comfortable risking.
âī¸ Cold Storage (Hardware Wallets)
Physical devices (like Ledger or Trezor) that store crypto offline.
Advantages:
âĸ Private keys never touch the internet
âĸ Physical confirmation required for transactions
âĸ Protected even if computer is compromised
âĸ Maximum security for long-term holding
Considerations:
âĸ Initial cost ($50-200)
âĸ Slower for active trading
âĸ Additional steps for each transaction
đŧ Team Note: How to Hold $401JK in a Cold Wallet
1. Buy $401JK in hot wallet
2. Send to cold wallet's Solana address
3. Manage your position through Phantom/Solflare connected to hardware wallet
Use For: Long-term holding and larger amounts.
đĄ Trading Tips:
Gas Fees: Keep extra SOL in your wallet for transaction fees (typically about $5 should do the trick).
Slippage: On DEXs, set slippage to 1-3% for smoother trades.
Start Small: Test with small amounts to understand the process before committing larger sums.
This is not financial advice. Never invest more than you can afford to lose.
Always do your own research. Ask questions if you are unsure.
You're Ready to Go!
đ¨ Our Community Values:
401jK is built on rewarding content creators and active community members. We're committed to the DYOR (Do Your Own Research) mindset - advocating for holders to always research for themselves rather than blindly following others. Explore our blog, social channels, and content to understand what we truly stand for.
Now that you know the basics, here's what to do next:
đą Follow Us:
Join our X, Discord, Telegram, and Reddit communities. Stay updated on news, events, and memes!
đĨ Daily Smash:
Help boost 401jK's visibility by completing daily engagement tasks. Vote, post, and share!
đ Track Your Investment:
Use our Charts & Data page to monitor price, volume, and market cap.
đ Keep Learning:
Check out 401jK Academy for deeper dives into crypto, DeFi, and staying safe.
Remember: Memecoin trading is highly volatile. Never invest more than you can afford to lose.
Welcome to the 401jK family! đđ